Blueflame AI Co-Founder Raj Bakhru was recently featured in the January 14, 2026, edition of Fortune Term Sheet. In the newsletter’s annual "Crystal Ball" segment, Raj shared his insights on the evolving impact of artificial intelligence on the financial services workforce.
Contrary to the common narrative that AI will immediately replace junior talent, Raj predicts a different primary target: outsourcing.
"The first real shockwave from AI won’t hit junior analysts; it’ll hit outsourcing," Raj noted. "Anything that was being subcontracted to offshore hubs is up first, as AI takes over the repetitive, process-heavy work that used to justify those models."
As the year unfolds, we will be closely monitoring these industry shifts to see how Raj’s prediction aligns with the transformation of offshore service models.
You can read the complete newsletter here.
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